Fine Art Leasing, International
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Frequently Asked Questions


  • Why Lease? - Leasing offers fixed regular payments; provides financing for 100% of the art cost; conserves both working capital and lines of bank credit; and may offer certain tax advantages.

  • Who Can Lease? - An individual, company, organization, or association.

  • What Is the Process for Leasing Art? -  After the down payment is made, Fine Art Leasing Intl prepares the lease agreement. When the art is delivered, we begin billing the lessee for the agreed upon lease payment.

  • How Are Lease Payments Determined? - The monthly payment is based on the term of the lease and price of the art. The term of a lease may run from 12 to 60 months.


  • What Factors Are Used To Determine Credit Worthiness? - For business: type of business, length of time in business, and financial condition.  All sign an affidavit stating creditworthiness.  The down payment will further secure the transaction.

  • Can the Lease Be Canceled? - No, but art can be traded for other, leased art before the expiration of the initial term. We also offer a special rate for "buy-out" options during the term of the lease.

  • Is A Down Payment Required? - A security deposit, usually equal to one or two months' lease payment is generally needed.  This differs from a down payment in that the amount is typically smaller and it is a deposit which may be applied to the purchase price of the art at lease-end or returned if there are no other payments due.  The down payment equal to three months lease payment covers account set up, acquisition, delivery,  and disposition fees.

©2010-14 Harmony Global Enterprises, Inc. All paintings and images are copyrighted and protected by the Berne Convention. Any attempt to copy or make a painted imitation or derivation of any piece of artwork is against the law.